Homeowners Insurance in and around Kirtland
A good neighbor helps you insure your home with State Farm.
The key to great homeowners insurance.

Would you like to create a personalized homeowners quote?
There’s No Place Like Home
You want your home to be a place to kick back after a stressful day at work. That doesn't happen when you're worrying about making sure you don't burn the cake, and especially if your home isn't insured. That's why you need us at State Farm, so all you have to worry about is the first part.
A good neighbor helps you insure your home with State Farm.
The key to great homeowners insurance.

State Farm Can Cover Your Home, Too
Your home is the cornerstone for the life you treasure. That’s why you need State Farm homeowners insurance, just in case trouble finds you. Agent Lori Smul can roll out the welcome mat to help set you up with a plan for your particular situation. You’ll feel right at home with Agent Lori Smul, with a hassle-free experience to get high-quality coverage for your homeowner insurance needs. Customizable care and service like this is what sets State Farm apart from the rest. Home can be a sweet place to live with State Farm homeowners insurance.
Don’t let the unexpected about your home stress you out! Visit State Farm Agent Lori Smul today and explore how you can save with State Farm homeowners insurance.
Have More Questions About Homeowners Insurance?
Call Lori at (440) 942-8366 or visit our FAQ page.

Protect your place from electrical fires
State Farm and Ting* can help you prevent electrical fires before they happen - for free.
Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders
Explore Ting*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY
Simple Insights®
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Wet basement problems can cost you thousands of dollars. Here are steps to help identify the source of the water and ways to minimize your risk.
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Simple Insights®
Flooded basement? How to deal with common causes
Flooded basement? How to deal with common causes
Wet basement problems can cost you thousands of dollars. Here are steps to help identify the source of the water and ways to minimize your risk.
What are the different types of insurance?
What are the different types of insurance?
You've probably heard of car insurance, homeowners insurance and life insurance. Find out what's covered under these and other types of policies.