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Homeowners Insurance in and around Kirtland

Would you like to create a personalized homeowners quote?

Home Is Where Your Heart Is

No one knows what tomorrow will bring. That’s why it makes good sense to plan for the unexpected with a State Farm homeowners policy. Home insurance is necessary for many reasons. It protects both your home and your precious belongings. If your home is affected by falling trees or a tornado, you might have damage to some of your belongings on top of damage to the home itself. If you don't have enough coverage, you won't get any money to replace your things. Some of the things you own can be replaced if they are lost or damaged outside of your home, like if your bicycle is stolen from work or your car is stolen with your computer inside it.

A good neighbor helps you insure your home with State Farm.

Help cover your home

Homeowners Insurance You Can Trust

Preparing for life's troubles is made easy with State Farm. Here you can build the right plan or submit a claim with the help of agent Lori Smul. Lori Smul will make sure you get the considerate, high-quality care that you and your home needs.

Ready for some help understanding the policy that's right for you? Visit agent Lori Smul's team for assistance today!

Have More Questions About Homeowners Insurance?

Call Lori at (440) 942-8366 or visit our FAQ page.

ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

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A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.

Compare different types of mortgages

Knowing the different types of mortgages can be confusing. Learn the different mortgage types and determine what may work best for you.

Profile photo of a State Farm Agent named: Lori Smul

Lori Smul

State Farm® Insurance Agent
Office Address:
8281 Euclid Chardon Road Suite E
Kirtland, OH 44094-6814
Map & Directions

Would you like to create a personalized homeowners quote?

Profile photo of a State Farm Agent named: Lori Smul

Lori Smul

State Farm® Insurance Agent
Office Address:
8281 Euclid Chardon Road Suite E
Kirtland, OH 44094-6814
Map & Directions
ting logo

Protect your place from electrical fires

State Farm and Ting* can help you prevent electrical fires before they happen - for free.

Ting program only available to eligible State Farm Non-Tenant Homeowner policyholders

Explore Ting

*The State Farm Ting program is currently unavailable in AK, DE, NC, SD and WY

Simple Insights®

Sauna benefits, types and safety tips

A good steam bath is invigorating. Learn the benefits of saunas and the best way to use them with these simple but important safety tips.

Compare different types of mortgages

Knowing the different types of mortgages can be confusing. Learn the different mortgage types and determine what may work best for you.