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Profile photo of a State Farm Agent named: Lori Smul

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State Farm® Insurance Agent

Lori Smul

8281 Euclid Chardon Road Suite E
Kirtland, OH 44094-6814

Located on Route 6, next to Licursi near Route 306.

Profile photo of a State Farm Agent named: Lori Smul

Would you like to create a personalized quote?

Office Info

Office Hours

9am - 5pm
Call or text us 24 hours a day!


8281 Euclid Chardon Road Suite E
Kirtland, OH 44094-6814



Spring is the air. Reach out to Lori Smul State Farm so we can help you create you Personal Price Plan!

I am proud to be a lifelong Lake County resident where I live with my husband, Jeff, and our two sons, Brandon and Josh. I have always strived to help people and have cared about the safety and welfare of those around me and now that care extends to our customers and community. As a State Farm Agent, I feel very fortunate to be able to assist you and our community in ensuring you and your loved ones are protected and help you in achieving your financial goals.

Here at Lori Smul State Farm, we strive to help our customers understand their current coverage and what it means as well as put plans together to fit their needs.

For Individuals & Families, we offer protection for the people and things you love! We offer everything from life and disability to protect you, your paycheck and those you love to car, motorcycle, recreational vehicles, home, condo and renters coverage. Having all your insurance under one company, allows us to personalize a complete package ensuring full protection for you. December is a season of giving. If you happen to give or receive a piece of jewelry or an expensive item, make sure you have it properly insured with a State Farm personal articles policy. Give our office a call today!

For Businesses and Small Businesses, we offer policies to protect your company through each stage of its growth cycle, including professional liability (E&O), employment practices (EPLI), business property, car and trucks in addition to overall general liability. Additionally, we offer programs to help attract and retain employees, including life insurance and accidental plans for your team. In 2023, State Farm was recommended by Investopedia for Highest Customer Satisfaction for Small Business Insurance. As a small business owner myself, I am able to understand your unique needs and provide you a personalized solution for your business.

As the temperature drops in Northeast Ohio- you don’t have to go out in the cold to meet with your State Farm agent! We love helping people virtually and offer appointments over the phone or through video chat! Give us a call to schedule a personal review of your insurance plan.

Insurance Products Offered

Auto, Homeowners, Condo, Renters, Personal Articles, Business, Life, Health, Pet

Other Products

Banking, Annuities

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At Lori Smul Insurance, we strive to be a customer focused office, providing the highest quality products and services to our State Farm customers. Our goal is to assist you in ensuring you and your loved ones are insured and help you in achieving your goals. Our commitment to you is to maintain excellence, respect and integrity in all aspects of the insurance and financial services business as well as in our community. We are here to educate you and create your personalized price plan.

Stop by our office to meet the team...we are here for you!


Maria D'Angelo

Insurance Account Representative

Jeremy Wagner State Farm Agent Team Member

Jeremy Wagner


Michael Vitullo

Our Agency

  • Our mission is to help people manage the risks of everyday life, recover from the unexpected and realize their dreams.
  • Our office is located in Kirtland.

This busy insurance and financial services office has a passion to make a difference in the lives of others and better the community. We are an established, growth-oriented agency with a team of highly motivated individuals. We attribute our success to having a fun, energetic environment that is an enjoyable place to work. Our team is comprised of results-oriented individuals that are serious about their development. If you want to work in an environment that is fun, challenging, and rewarding, then Lori Smul - State Farm Agent may be the right fit for you! If you're willing to work hard and you expect to get results from yourself and those around you, we want to meet you and talk about the opportunity we have for you.

Learn more about our agency and the career opportunities with us.
Available Positions
Please Note: This opportunity is about potential employment with an independent contractor agent who solicits applications for State Farm products and services, and does NOT result in employment with any of the State Farm Insurance Companies. The employment selection decision , terms and conditions of employment (such as compensation and benefits) are all determined solely by the independent contractor agent.